Cash Flow Planning

Do you want to be in control of your money and have financial freedom?

We are very excited about a new Cash Flow Planning tool we are using because we have seen such amazing results!

When most people think about cash flow and managing money they tend to think of the word "budgeting" and focusing on how to get out of debt. At Equuis Wealth Management we don't like that word because it has negative feelings attached to it. Cash Flow is all about being in control and having financial freedom!

Budget vs Cash Flow Plan

Feels restrictive. Focuses on what we can't have, what we must give up.
Great for projects - works well with costs that have a beginning and an end.
Great for home renovations, vacations and other annual or irregular expenses.
Not behavioural. Default behaviour (pulling out the credit card) can destroy the budget in a moment).

Feelings of being in control, of financial freedom. Focuses on what we can have!
Ideal for day-to-day spending - groceries, eating out, activities, etc.
Great for making investments in training or sales and marketing for a business.
Very behavioural. Default behaviour means you're on track.

A leading cause of why people don't grow wealth for themselves is they are slaves budgeting and paying off debt. Learn not only how to get out of debt but to save money and create wealth with a cash flow plan!

Case Studies

Cash Flow planning works in all stages of life. We have shared some case studies below.

Young Couple

It might seem easy to find money later in life when your kids are out of diapers and you've got some seniority in your pay cheque. But what about when you are a young couple with young kids?

> see case study

savings plan, budgeting tips for individuals

Single Individual

As you can imagine, working with a single income is more challenging, unless the income is quite large. This doesn't mean a cash flow plan can't work for a single client.

> see case study

Retired Couple

We understand the word "retirement" can be scary for some. The stress of living off assets creates a whole new plan needed. We can help maximize your hard earned savings.

> see case study

debt free, how to get out of debt vernon bc

Couple With No Debt

Cash flow planning finds big money for debt free people too. It can help determine a realistic retirement income, how much you should invest, or to ensure you can afford your travel plans!

> see case study

How It Works

Give us a call at 250-260-1104 to discuss your cash flow needs and to book an initial meeting.

We ask you to fill out this document, which gives us the information we need to understand your current cash flow process. When complete you can print it to bring to our first meeting.